You may have just learned that you may be able to save money on your car insurance policy by checking online, immediately jumping online and starting the search. This isn't exactly the best way to search for quotes online, but the idea is of course, you can save money by using the internet to compare different companies in an offer side by side.

One of the problems most people fail to do when they compare online quotes is that they have no idea what they currently have in their car policy. Therefore, it is hard to know if the prices you see are really comparable to the cover you currently have. For example, suppose you have full insurance coverage of your log truck because you have a concession against it, but if you call online and compare prices with those that are only for liability or the minimum amount required, of course this will be much less than what you are currently paying.

In fact, in order to properly compare prices online with what you currently have, you must do so by getting a copy of your current policy and looking at the varied coverage that you have in all areas. This way when you go to the website of your choice to compare prices, you can connect these numbers, get an accurate quote, and then compare it to what you are currently paying. Nine out of ten, you'll find that your online bid is lower than you currently pay. The main reason for this is that the internet has made the auto insurance industry very competitive, which means it is ready to offer discounts to you so you can buy a policy with them.

Many companies will offer you discounts for safe driving or if you have had a clean driving record for a number of years. This is really a great way to find the best price on insurance by setting aside time to compare online car insurance. Of course, you will need to check with the company that offers lower prices to make sure they are in good financial standing and have good reviews regarding claim processing and customer service. Again, the best way to do this is online, but not directly on the company's website as these are often confused and only the best comments are listed. Once the company withdraws, you can proceed to purchase a policy and start enjoying your savings.